Đẩy mạnh huy động vốn tại Ngân hàng thương mại đầu tư và phát triển Việt Nam - Chi nhánh Vĩnh Phúc

Abtract

In recent years, business operation has faced many difficulties. Many enterprises

has gone bankrupt, are more careful in loaning. Besides, under the State regulation

of detering deflation, National Bank applies low ceiling captital

mobilisation interest rate in order to increase value of the local currencry. For the

capital mobilization interest rate is low, the money flow does not come to the banks

but to other investment channels. This is the reason that causes to unhealthy captital

mobilisation competition. Series of credit organisations violate the regulation of ceiling

interest rate, especially new-established comercial banks or small banks that affects

the capital mobilisation of BIDV, in which there is BIDV- Vinh Phuc.

In that main course, in order to keep the present customers as well as increase the

new customers, author has given many practical solutions to enhance capital mobilisation at BIDV- Vinh Phuc.